Broadscale Request a review

Insurance & Reinsurance Brokerage — Beirut

We do not sell insurance. We buy it for you.

We represent the insured, not the insurer. We analyse your exposure, engineer the programme around it, and put the market in competition for your business — then defend the claim when it comes.

We represent the insured, not the insurer.

Group footprint

Five markets on one scale.

Owner of Boulisa.com Sister company — THIQUA, Egypt Direct & reinsurance

    The DNA

    A boutique broker with the reach of a regional group.

    Broadscale is a brokerage firm established in Lebanon — built, deliberately, during the hardest years this market has had. We believe success still has a place in this country.

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      Markets in the group
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      Step placement protocol
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      Lines of cover placed
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      E-broker platform owned

    Broadscale holds no ownership interest in any insurer. We sit on the client's side of the table by design, not by policy.

    We are part of a regional insurance group operating across Lebanon, Egypt, the UAE, Saudi Arabia and Jordan, and we solely own Boulisa.com, the first e-broker platform in the region. Our team works in direct insurance brokerage and in client-oriented reinsurance brokerage, which means we can build a programme from the first line to the last.

    Our people are spread across Arab and European markets. We speak the local language with international expertise, and we stay small enough to give every client a broker who knows their file by name.

    We represent the insured, and we balance the legal relationship between the insured and the insurance company. In short — we buy insurance for you. Dany Hawa — CEO & Chairman, Broadscale
    Client policy — extractMarked by broker

    4.2Business interruption — indemnity period of three (3) months twelve (12) months from date of loss. Three months does not rebuild a plant. Extended at renewal, no premium change.

    7.1Deductible applicable to each and every claim: 10% of claim amount USD 2,500 fixed. Percentage deductibles grow with every revaluation. Fixed it.

    9.4This policy excludes loss arising from riot, strike and civil commotion reinstated in full. Non-negotiable in this market. We do not place cover without it.

    Three findings, one scheduleBroadscale

    The Recipe

    Eight steps. Every client, every placement.

    It starts by understanding the business properly. Everything after that follows the same protocol — so nothing depends on which broker picked up the phone.

    1. 01

      Draft the cover

      We prepare policy drafts targeting cost-effective risk cover, written around your actual exposure rather than a standard package.

    2. 02

      Take it to market

      We communicate the same brief to every insurer, so the quotes that come back are genuinely comparable.

    3. 03

      Negotiate

      We collect quotations on the back of negotiation, not on the back of a standard rate sheet.

    4. 04

      Revise the wording

      Every policy received is revised line by line before it reaches you. This is where most cover is won or lost.

    5. 05

      Compare, in plain terms

      You get a clear comparison study of every offer, with the wording differences translated — so the decision is yours to make.

    6. 06

      Administer claims

      We handle the claim file with the insurer directly. You give us the facts once.

    7. 07

      Manage the risk

      We analyse claims volume and frequency, then hand you a risk management plan that lowers next year's exposure.

    8. 08

      Defend your rights

      We defend the client's position financially, economically and commercially — for as long as it takes.

    The Expertise

    Covering all insurance fields.

    Five packages, twenty-one lines of cover. Select a package to see what sits inside it.

    Pioneer online brokers

    Buying motor or medical? Skip the queue.

    Broadscale solely owns Boulisa.com — the first e-broker platform in the region — and licenses it to brokers across Lebanon and the Arab world, including our sister company THIQUA in Egypt. Personal lines are quoted, compared and issued online in minutes.

    Boulisa is an accredited insuretech e-broker platform operating in line with regulatory guidelines. Final approval from the local regulator is expected shortly.

    Open Boulisa

    Innovations

    Better insurance for everyone — including the people who can't buy it right now.

    01 — Platform

    Pioneer online brokers

    We built and own the region's first e-broker platform, and we license it to other brokers rather than keeping it closed. A bigger market is a better market.

    02 — Underwriting

    Policy engineering for a crisis economy

    Our technical underwriting teams design new policy structures for the Lebanese market as it actually is today — not as the rate tables assume it to be.

    03 — Community

    We Shall Rise Again

    A special agent account on Boulisa, funded from a share of our own earnings, exists to put cover in the hands of people who cannot currently afford it. We pay back the community we belong to.

    Values

    Four things we do not trade away.

    Added value

    If we are not measurably better than going direct, we have no reason to be in the file.

    Commitment & credibility

    What we promise at placement is what we deliver at claim.

    Professionalism & quality

    Technical work, done technically. No shortcuts in the wording.

    Information security

    Your business data is handled as a confidential asset, because that is what it is.

    Free quote

    Send us what you have now.

    Share your current schedule and we will come back with what is covered, what is not, and what the market will charge for the difference. No obligation to move your business.

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    A broker will review your file and come back within two working days. If it is urgent, write to info@broadscale.com and mark it so.